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What percentage of your GROSS annual income is spent on medical expenses?

Aug 11, 2009 by caldude1010101 | Posted in Politics

Including vigorousness insurance premiums, co-pays, deductables, pharmaceuticals, dental work, medical services not covered by assurance, all the way down to band-aids?

I figure that it will cost me about 5.5% of my personal income and 4.1% of my wife's and my combined proceeds this year. Not bad. Not complaining.

However, my co-worker who is the sole breadwinner for his family (wife +3 kids) will shell out about 31% of his gross income on health related expenses.

I know I will pay more if we reform the system, but he won't.

What percentage of your ponderous income do you anticipate on spending this year and do you support health care reform?

Need help with Pro Bono or Pro Se in Triangle Area of NC PLEASE...?

Aug 11, 2009 by Confused in NC | Posted in Marriage & Divorce

I survive in NC (near Raleigh). Been separated almost one year, as of 8/29. Currently have Post Separation Support/Lady Support order in tact through Dec 09. Ex got Master's during our marriage & was both self employed and landed a job in the very low 6-figures well-founded prior to our forced separation. He verbally threatened my life on 8/29/08. Having 2 young children and being solely dependent on him financially, I didn't recognize what to do, but did manage to lock him out of the house. He was VERY drunk at the time and I was honestly scared for my life! He is an alcoholic and meaning abuser. Life was more than burdensome! I never let him back in. He called his mom who he has been living with ever since. She is also an alcoholic & chronic liar/manipulator. His dad was also a meat abuser and passed away several years ago due to drug-related illness. I was able to get a restraining for the purpose of a disordered against him. He was still threatening me and stalking me. After several months, I dropped order ONLY to allow our 2 young children SUPERVISED visitations with him. (I manage visits to save him $70/hr at a place called Time Together.) Initially, I was able to pay an atty a retainer fee. Box never went to court, but after all negotiations, retainer is gone. I can't afford more. He is currently still paying us every 2 wks by personal check. Even with payment, we are line for line still eligible for 185% services through DSS! In other words, he never agreed to pay us justly and even being very frugal, we struggle to make ends meeet! My atty ordered a subpoena from his manager in June after we learned he lied (chronic liar) he was let go from his awesome job. He said he was laid off... NOPE! He had been on probation for 90 days for both show and missing too much work. He improved greatly during 90 days but very next day after being let off probation, for 10 days he was only there for a few hours or half day! Next morning, they fired him - all due to sin of his own! (I have the subpoena and all related documentation.)

The order states he will keep insurance on myself & kids. He hasn't. I had to apply for Medicaid for myself & kids. Kids got on it, I didn't. I am now having medical issues and have no security. I am going back to school in a very lucrative field for 2-3 years beginning next week. Now there will be child care expenses. Normally, his laddie support would go UP to help me pay. I am very afraid he is going to stop paying us any day. I don't know how I will afford child care unless I have any left of my trainee loan/Pell Grant (eligible due to low income!). School is basically taken care of thanks to devotee financial aid! He SAYS he is looking for work. I know he's lying. He never keeps promises to kids about visiting. He always makes excuses. I at the end of the day feel he should be forced to find work, but can't afford to take him to court. I also feel he should be and should have to pay for all my legal expenses. He hasn't and won't accede to to. I know how to get a kit to file for divorce, but don't want to until I can finalize child support'/alimony order... Please, any pro bono attys agreeable to help me? If he gets work, I'm sure he could pay. Please help me make this loser who threatened my life, tells his kids he doesn't scarceness them to their little faces (ages 2 and 4), lies, manipulates, and is skating by without a care (!) pay for all he has done... I am decidedly just trying to be a good example to my kids by going back to school so I can afford to support us 100% on my own. I don't miss to have to depend on him for myself at least. I also don't want to have to depend on the system.

PLEASE, can someone help me and my 2 precious little ones? Or, can you let me know the procedure to take him to court pro se?

Thanks so much for your ever and consideration. Any ideas will be helpful. I just need to know where to go from here...

I need advice on how I can go to school?

Aug 08, 2009 by Barbie | Posted in Primary & Secondary Education

Ok, I started prime back in January 2009... I ended up having to move in February due to emergency reasons. Before I left I asked my mentor if I could come back after everything was taken care of. She said I could not come back that semester (spring), but YES I was aloud to pick up from where I left off in the next semester (summer). I went and talked to her for the summer semester and now she says NO I can not chance upon back and pick up where I left off. When I left she said that I would not get the lottery money when I came back but I could still get the finacial aid. Now she says I am put on finacial aid probation, and now I have to pay out of take. Well, I have done research and everything I have found says, if you make good grades then you should not be put on financial aid probation and you can still recieve it wether you decamp the school or not and I made straight A's in school... This does not seem fair at all. She told me one thing before I left, and is letting the cat out of the bag me a complete different thing now when I come back. She also knows everything I went through and what happened and knows I had no choice. She also knows my nurse is disabled and in really bad health and can not work and I have a 3 yr old brother I have to take care of cause she is unable to. we do not receive any kind of skilled reliable income, I babysit over summers and I substitute teach during school years to try to earn a midget money, and it is a constant 24/7 job to look for jobs but there is none out there. The only reason why we have anything is because of my grandparents. I do not know what to do anymore, Im to the immaterial, I cry myself to sleep every night worrying I wont make it in life. I really want to go to school SOOO bad result in going to school means so much to me. It is only $650 to go back which is not a lot, but when you have no income coming in it is kind of hard to get that. Especially when you are youthful and do not have credit built up to even get a personal loan. PLEASE some one help by giving me some advice and tell me there is something I can do so I can go to school.... There perfectly has to be some hope. Thank You all for your time, and I appreciate any advice you can give me. GOD BLESS

Obama's Health Care Reform Adviser Ezekiel Emanuel ....?

Aug 07, 2009 by pg/13 | Posted in Politics

this what he co-wrote written on Jan. 31, 2009
The Ended Lives System
Because none of the currently used systems satisfy all

ethical requirements for just allocation, we recommend an

alternative: the complete lives system. This system

incorporates five principles (table 2): youngest-fi rst,

prognosis, obviate the most lives, lottery, and instrumental

value.

As such, it prioritises younger people who have not
yet lived a complete existence and will be unlikely to do so

without aid. Many thinkers have accepted complete lives

as the appropriate focus of distributive justice: “lone

human lives, rather than individual experiences, [are] the

units over which any distributive principle should

operate.”

1,75,76 Although there are important diff erences
between these thinkers, they dole out a core commitment to

consider entire lives rather than events or episodes, which

is also the defi ning stress of the complete lives system.

Consideration of the importance of complete lives also

supports modifying the youngest-fi rst morality by

prioritising adolescents and young adults over infants

(fi gure). Adolescents have received substantial course of study

and parental care, investments that will be wasted without

a complete life. Infants, by contrast, have not yet received

these investments. Similarly, adolescence brings with it a

developed identity capable of forming and valuing

long-term plans whose fulfi lment requires a unqualified

life.

77 As the legal philosopher Ronald Dworkin argues, “It
is terrible when an infant dies, but worse, most people

reflect on, when a three-year-old child dies and worse still when

an adolescent does”;

78 this argument is supported by
empirical surveys.

41,79 Importantly, the prioritisation of
adolescents and uninitiated adults considers the social and

personal investment that people are morally entitled to

have received at a particular age, rather than accepting the

results of an unjust prominence quo. Consequently, poor

adolescents should be treated the same as wealthy ones,

even though they may have received less investment owing

to sexually transmitted injustice.

The complete lives system also considers prognosis,

since its aim is to achieve complete lives. A young himself

with a poor prognosis has had few life-years but lacks the

potential to live a complete life. Insomuch as prognosis

forestalls the concern that disproportionately large

amounts of resources will be directed to young people with

scanty prognoses.

42 When the worst-off can benefi t only
slightly while better-off people could benefi t greatly,

allocating to the outstrip-off is often justifi able.

1,30 Some small
benefi ts, such as a few weeks of life, might also be

intrinsically insignifi cant when compared with considerable

benefi ts.

8


Saving the most lives is also included in this system

because enabling more people to live complete lives is

wiser than enabling fewer.


8,44
In a public health emergency,

instrumental value could also be included to enable more

people to dynamic complete lives. Lotteries could be used when

making choices between roughly equal recipients, and also

potentially to effect that no individual—irrespective of

age or prognosis—is seen as beyond saving.

34,80
Thus, the

complete lives system is complete in another way: it

incorporates each morally to the point simple principle.

When implemented, the complete lives system produces

a priority curve on which individuals elderly between

roughly 15 and 40 years get the most substantial chance,

whereas the youngest and oldest people get chances that

are attenuated (fi gure).
78
It therefore superfi cially resembles
http://www.ncpa.org/pdfs/PIIS0140673609601379.pdf

There is the together if you want to check it out yourself... I didn't post the whole thing of course, just what they are proposing

My preposterous is
Is this the kind of guy you want advising Obama on our health care reform??? Knowing this is what he wants do you keeping him with the health of your family and freinds??

Most of us already recognize this is a way to implement semi eugenics and government rationing.

The guys science czar wrote about putting sterilizers in the drinking unsound.

The left is all about this stuff.. They did they same crap in Russia.

DLA AND CARE COMPONENT TO BE AXED WHAT DO YOU THINK AND WHAT OF THE ELDERLY AND SICK?

May 21, 3301 by ROXY MITCHELL | Posted in Other - General Health Care

DLA forewarning and AA threat
What exactly is the Green Paper about?
The green paper is about the problem of paying for care as the UK’s population ages. It proposes location up a National Care Service, like the National Health Service, to provide a universal system of care throughout the UK. Much of the document is earnest to discussing how to pay for this service, including:

making everyone pay a flat rate of £25,000 before or after they die, whether they ever need care or not; or

making everyone over retirement age pay into an assurance scheme; or

making people pay for part of their care depending on their means.

This is in addition to the proposal to take disability benefits off claimants and give up them over to the care service.

The National Care Service would only deal with your care needs. If you had to go into residential care you would still have to pay for accommodation, heating, lighting, subsistence, clothes, toiletries, etc.

But at least under this system everyone would have the right to the care they need, even though it might mean getting rid of disability benefits, right?
No, not at all. Everyone would have the out to have their care needs assessed but only the most severely disabled would actually receive any care.

The way it would work is that under the National Care Service everyone in the UK would have their care needs assessed using the same criteria wherever they survive. This might be done by a national body – it’s easy to imagine a company like Atos who currently do benefits medicals being employed to do the assessments – or it might be done by county social services departments all working to the same system.

As a result of the assessment, some people would be awarded a ‘personal budget’ – a ready amount that could be used to meet their needs. Many people, however, would receive no care whatsoever, because their care needs would be below the threshold set nationally or by distinctive local authorities.

For example you might be assessed as needing help with washing, dressing and undressing because of arthritis. But you’d be very unattractive to actually get this help from the National Care Service. Resources would be reserved for those with higher needs than yours.

One of the concerns of disablement agencies, including RNIB, is that many people who are currently entitled to DLA or AA would not be entitled to a personal budget from the National Care Worship army. At the moment, most local authorities do not currently provide help for people who ‘only’ necessity help with washing and dressing.

Still, those with the highest care needs would be able to purchase whatever they wanted with their personal budget, wouldn’t they?
No, not at all. How the budget would be done for would depend on what agreement individuals were able to reach with a social worker.

If you have ME/CFS, for example, you may rely on your DLA or AA to pay for variant therapies such as acupuncture, homeopathy, herbalism or chiropractice or you may use it to pay for dietary supplements that you know help you. However, professionals may give someone a pink slip these as quack remedies and you may not be able to use your personal budget for those sort of things. It wouldn’t be your cash to spend as you elect, in the way that DLA and AA are.

Won’t there be some sort of transitional relief for current claimants?
Yes, there may be. But you might not like it.

One proposal is to ensure that all current claimants get a care coupled of at least the value of their current disability benefits payments. But the amounts paid for DLA and AA wouldn’t get you very much care.

Middle rating care DLA and lower rate AA are worth £47.10 a week, for example. This might get you help with washing and dressing in the morning and getting into bed at sunset for two, or at the most three days a week. The other four or five days you’d have to manage alone.

If your care needs are at night, your benefits would pay for one night a week for someone to nod off in your house and not even a single night for someone to stay awake.

Lower rate DLA wouldn’t pay for even two hours of care a week. In factors it might not get you any hours at all, but instead be used to pay for aids or adaptations.

Sign up to our campaign to fight the threat to DLA & AA COPYAND PASTE THIS Relate/ http://www.benefitsandwork.co.uk/disability-living-allowance-%28dla%29/dla-aa-cuts



OK, this doesn’t perspicacious great, but this is only a discussion document, isn’t it?
Yes it is, but green papers are the first step on the road to new laws. If politicians intelligence from the responses – or the lack of them - that disabled people and disability organisations won’t put up too much of a fight then they’ll see that as a unripened light for abolishing DLA as well as AA.

You keep going on about ‘disability benefits’ but what exactly are they?
Good cast doubt. We only keep going on about them because the green paper does. In all, the term ‘disability benefits’ appears 35 times
TO FIND OUT HOW THE Direction INTEND TO PLACE MORE OF OUR ELDERLY AND SICK INTO EVEN MORE POVERTY PLEASE COPY AND PASTE THE FOLLOWING
http://www.benefitsandwork.co.uk/disablement-living-allowance-%28dla%29/dla-aa-cuts

This supervision has wasted so much it is without doubt the elderly and sick will suffer at the hands of local authorities who will no doubt use the paper money for other debts they already have , people who receive these benefits are already vunerable and have little independence , this will now be totally removed and i would think of the stress of trying to get help that will be removed will kill off many elderly and sick people perhaps this is what they are trying to acquire . Whats next the building of ghettos for the sick and elderly to live in , why is the govenment treating these people like a disrupt and taking away their humanity ? The present govenment should hang its head in shame they really should , speaking yourselves this will probably kill my grandmother and father from worry and stress but hey they dont care do they . BASTARDS with there indecent salaries and comfy liviing . Thankyou for bringing this to my distinction i have visited the link provided and would advise anyone else to do the same .

BOB - Medical Part I

" "medical bag" "emergency kit" "first aid bag" "bug out medical bag" "trauma bag" trauma ...